you are talking about fannie mae and freddie mac -- is it not amazing that, i watch on cnn constantly, they caps, the republicans wanted to do something about fannie mae and freddie mac, but he said that would be too hard. barney frank did not want it either. here is the thing that got us into it. the other thing -- how can they do anything about it? mr. dodd -- the vice president has been there since he was 29. they do not have the economy works. these are the guys in charge. nancy policy and harry reid are screaming for ron nepos tax record -- show us yours. she said, that is a different thing. she gets to be the first ipos and all these things -- we need to see their tax records. these are the people making these laws, just let these laws and health care. their staffers and putting what goes in them. when they passed, they did not know what was in dodd-frank. host: talk about some of the criticism that has come down on mr. dodd and mr. frank in the two years since this has gone into effect. >> where can i begin? senator dodd was a longtime member of the banking committee. he was pa